Paying For Care

Using HSA Or FSA Funds

Some families may be able to use pre-tax HSA or FSA money for Family Full Circle when a doctor says it's medically necessary for their loved one. It isn't guaranteed. Your plan administrator makes the final call.

How It May Work

1
Talk To Their Doctor. Share this page and the sample letter below with your loved one's doctor. Only the doctor can decide whether Family Full Circle fits their care.
2
Get A Signed Letter. If the doctor agrees, they write and sign a Letter Of Medical Necessity. They can use our sample or their own form.
3
Get Your Itemized Receipt. Every Family Full Circle receipt lists who the service is for and the service period, which is what plan administrators usually ask for.
4
Submit Both. Send the receipt and the letter to your HSA or FSA plan administrator. Keep copies for your records.
Why A Doctor Might Recommend It

Family Full Circle is built on the same everyday ingredients used in reminiscence therapy and music-based therapy: familiar photos, family voices, stories and the music someone grew up with. Research reviews have found small benefits from reminiscence for quality of life, communication and mood in people with dementia, and music-based therapy may ease depression. Family Full Circle is not a therapy itself. A doctor decides whether it fits a patient's care.

Sources: Cochrane reviews of reminiscence therapy and music-based therapy for dementia; National Academies of Sciences, Engineering, and Medicine (2020).

Good To Know
  • HSA and FSA funds can usually be used for the account holder, a spouse or a tax dependent. If your parent isn't your dependent, your account may not cover them. Their own account might.
  • Most plans want a new letter every year.
  • Family Full Circle is not a medical device or treatment, and we don't bill insurance or Medicare.
  • We're not tax advisors. Check with your plan administrator or a tax professional about your situation.

Sample Letter For Your Doctor

Printing gives you just the letter, ready for the doctor to fill in on their letterhead and sign.

Letter Of Medical Necessity

For HSA / FSA Reimbursement · Family Full Circle

Date:

To: HSA / FSA Plan Administrator

Patient Name:   Date Of Birth:

Account Holder (If Different):   Relationship:

I am the treating provider for the patient named above. The patient has been diagnosed with:

Diagnosis:   ICD-10 Code(s):

As part of this patient's care, I am recommending Family Full Circle, a tablet-based family connection and reminiscence program. It uses the patient's own family photos, recorded family voices, familiar music and simple daily routines. I am recommending it to treat or lessen the effects of the condition above, based on these needs:

  • Memory loss or cognitive decline: reminiscence activities (the approach used in reminiscence therapy) with familiar faces, voices and music
  • Social isolation or loneliness that is affecting the patient's health
  • Depression or anxiety related to isolation, including familiar music (the ingredient used in music-based therapy)
  • Support for a daily routine (morning checklist and reminders)
  • Other:

Recommended Use: (for example, daily) for months.

Additional Notes:

This recommendation is for the medical purpose described above and is not for general wellness.

Provider Signature
Date
Provider Name And Credentials
NPI Number
Practice Name And Address
Phone